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Aid, poverty & equality · FX.OWN.TOTL.ZS
Account ownership (bank or mobile money), % of adults: ranking of countries
145 countries ranked by their latest value (2021–2024). Iceland is highest at 99.9%; South Sudan is lowest at 5.8%.
World 78.7% (2024)Median country 72.7%145 countries
Account ownership: world and regions, 1994–2024
WorldEast Asia & PacificEurope & Central AsiaLatin America & CaribbeanMiddle East, North Africa, Afghanistan & PakistanNorth AmericaSouth AsiaSub-Saharan Africa
Source: World Bank, World Development Indicators (CC BY 4.0)Regional lines are World Bank aggregates.
full ranking
All 145 countries
Latest value for each country; the year column shows when it was reported.
145 shown
| # | Country | Region | Account ownership | Year | Relative |
|---|---|---|---|---|---|
| 1 | Iceland | Europe & Central Asia | 99.9% | 2024 | |
| 2 | Finland | Europe & Central Asia | 99.8% | 2024 | |
| 3 | Austria | Europe & Central Asia | 99.5% | 2024 | |
| 4 | United Kingdom | Europe & Central Asia | 99.3% | 2024 | |
| 5 | France | Europe & Central Asia | 99.2% | 2024 | |
| 6 | Netherlands | Europe & Central Asia | 99.2% | 2024 | |
| 7 | Lithuania | Europe & Central Asia | 99.0% | 2024 | |
| 8 | Estonia | Europe & Central Asia | 98.9% | 2024 | |
| 9 | Slovenia | Europe & Central Asia | 98.7% | 2024 | |
| 10 | Denmark | Europe & Central Asia | 98.7% | 2024 | |
| 11 | Sweden | Europe & Central Asia | 98.6% | 2024 | |
| 12 | Norway | Europe & Central Asia | 98.6% | 2024 | |
| 13 | Japan | East Asia & Pacific | 98.5% | 2024 | |
| 14 | Switzerland | Europe & Central Asia | 98.4% | 2024 | |
| 15 | Canada | North America | 98.4% | 2024 | |
| 16 | Spain | Europe & Central Asia | 98.4% | 2024 | |
| 17 | Germany | Europe & Central Asia | 98.3% | 2024 | |
| 18 | Ireland | Europe & Central Asia | 98.3% | 2024 | |
| 19 | Mongolia | East Asia & Pacific | 98.3% | 2024 | |
| 20 | Belgium | Europe & Central Asia | 98.2% | 2024 | |
| 21 | Australia | East Asia & Pacific | 98.0% | 2024 | |
| 22 | Singapore | East Asia & Pacific | 98.0% | 2024 | |
| 23 | New Zealand | East Asia & Pacific | 97.9% | 2024 | |
| 24 | Hong Kong | East Asia & Pacific | 97.3% | 2024 | |
| 25 | United States | North America | 97.0% | 2024 | |
| 26 | South Korea | East Asia & Pacific | 96.9% | 2024 | |
| 27 | Malta | Middle East, North Africa, Afghanistan & Pakistan | 96.6% | 2024 | |
| 28 | Cyprus | Europe & Central Asia | 96.1% | 2024 | |
| 29 | Latvia | Europe & Central Asia | 95.0% | 2024 | |
| 30 | Croatia | Europe & Central Asia | 92.6% | 2024 | |
| 31 | Czechia | Europe & Central Asia | 92.3% | 2024 | |
| 32 | Slovakia | Europe & Central Asia | 92.2% | 2024 | |
| 33 | Thailand | East Asia & Pacific | 91.8% | 2024 | |
| 34 | Portugal | Europe & Central Asia | 91.4% | 2024 | |
| 35 | Iran | Middle East, North Africa, Afghanistan & Pakistan | 91.1% | 2024 | |
| 36 | Kenya | Sub-Saharan Africa | 90.1% | 2024 | |
| 37 | Mauritius | Sub-Saharan Africa | 89.6% | 2024 | |
| 38 | China | East Asia & Pacific | 89.4% | 2024 | |
| 39 | Israel | Middle East, North Africa, Afghanistan & Pakistan | 89.3% | 2024 | |
| 40 | India | South Asia | 89.0% | 2024 | |
| 41 | Malaysia | East Asia & Pacific | 88.7% | 2024 | |
| 42 | Greece | Europe & Central Asia | 88.6% | 2024 | |
| 43 | Ukraine | Europe & Central Asia | 87.6% | 2024 | |
| 44 | Venezuela | Latin America & Caribbean | 87.3% | 2024 | |
| 45 | Kazakhstan | Europe & Central Asia | 87.0% | 2024 | |
| 46 | Hungary | Europe & Central Asia | 87.0% | 2024 | |
| 47 | Brazil | Latin America & Caribbean | 86.4% | 2024 | |
| 48 | Poland | Europe & Central Asia | 86.1% | 2024 | |
| 49 | Italy | Europe & Central Asia | 86.0% | 2024 | |
| 50 | United Arab Emirates | Middle East, North Africa, Afghanistan & Pakistan | 85.7% | 2021 | |
| 51 | Chile | Latin America & Caribbean | 85.1% | 2024 | |
| 52 | Bulgaria | Europe & Central Asia | 84.7% | 2024 | |
| 53 | North Macedonia | Europe & Central Asia | 84.3% | 2024 | |
| 54 | Serbia | Europe & Central Asia | 83.3% | 2024 | |
| 55 | Bahrain | Middle East, North Africa, Afghanistan & Pakistan | 82.3% | 2024 | |
| 56 | Argentina | Latin America & Caribbean | 81.7% | 2024 | |
| 57 | Sri Lanka | South Asia | 81.7% | 2024 | |
| 58 | Türkiye | Europe & Central Asia | 81.6% | 2024 | |
| 59 | Ghana | Sub-Saharan Africa | 81.2% | 2024 | |
| 60 | South Africa | Sub-Saharan Africa | 81.1% | 2024 | |
| 61 | Russia | Europe & Central Asia | 79.3% | 2024 | |
| 62 | Saudi Arabia | Middle East, North Africa, Afghanistan & Pakistan | 78.8% | 2024 | |
| 63 | Georgia | Europe & Central Asia | 78.8% | 2024 | |
| 64 | Bosnia and Herzegovina | Europe & Central Asia | 77.5% | 2024 | |
| 65 | Senegal | Sub-Saharan Africa | 76.5% | 2024 | |
| 66 | Montenegro | Europe & Central Asia | 75.4% | 2024 | |
| 67 | Trinidad and Tobago | Latin America & Caribbean | 74.6% | 2024 | |
| 68 | Kuwait | Middle East, North Africa, Afghanistan & Pakistan | 74.5% | 2024 | |
| 69 | Uruguay | Latin America & Caribbean | 73.7% | 2024 | |
| 70 | Jamaica | Latin America & Caribbean | 73.3% | 2021 | |
| 71 | Namibia | Sub-Saharan Africa | 72.9% | 2024 | |
| 72 | Uganda | Sub-Saharan Africa | 72.8% | 2024 | |
| 73 | Zambia | Sub-Saharan Africa | 72.7% | 2024 | |
| 74 | Kyrgyzstan | Europe & Central Asia | 72.3% | 2024 | |
| 75 | Armenia | Europe & Central Asia | 71.4% | 2024 | |
| 76 | Costa Rica | Latin America & Caribbean | 71.4% | 2024 | |
| 77 | Romania | Europe & Central Asia | 71.3% | 2024 | |
| 78 | Vietnam | East Asia & Pacific | 70.6% | 2024 | |
| 79 | Oman | Middle East, North Africa, Afghanistan & Pakistan | 69.5% | 2024 | |
| 80 | Gabon | Sub-Saharan Africa | 68.2% | 2024 | |
| 81 | Belize | Latin America & Caribbean | 68.0% | 2024 | |
| 82 | Eswatini | Sub-Saharan Africa | 65.1% | 2024 | |
| 83 | Dominican Republic | Latin America & Caribbean | 64.8% | 2024 | |
| 84 | Ecuador | Latin America & Caribbean | 64.5% | 2024 | |
| 85 | Kosovo | Europe & Central Asia | 64.2% | 2024 | |
| 86 | Panama | Latin America & Caribbean | 64.1% | 2024 | |
| 87 | Nigeria | Sub-Saharan Africa | 63.3% | 2024 | |
| 88 | Lesotho | Sub-Saharan Africa | 61.6% | 2024 | |
| 89 | Botswana | Sub-Saharan Africa | 61.4% | 2024 | |
| 90 | Paraguay | Latin America & Caribbean | 60.9% | 2024 | |
| 91 | Cameroon | Sub-Saharan Africa | 60.9% | 2024 | |
| 92 | Nepal | South Asia | 60.0% | 2024 | |
| 93 | Tanzania | Sub-Saharan Africa | 59.8% | 2024 | |
| 94 | Uzbekistan | Europe & Central Asia | 59.7% | 2024 | |
| 95 | Peru | Latin America & Caribbean | 59.3% | 2024 | |
| 96 | Côte d'Ivoire | Sub-Saharan Africa | 57.6% | 2024 | |
| 97 | Togo | Sub-Saharan Africa | 57.4% | 2024 | |
| 98 | Colombia | Latin America & Caribbean | 57.1% | 2024 | |
| 99 | Bolivia | Latin America & Caribbean | 56.8% | 2024 | |
| 100 | Indonesia | East Asia & Pacific | 56.3% | 2024 | |
| 101 | Azerbaijan | Europe & Central Asia | 56.3% | 2024 | |
| 102 | Republic of the Congo | Sub-Saharan Africa | 55.6% | 2024 | |
| 103 | Moldova | Europe & Central Asia | 55.5% | 2024 | |
| 104 | Mali | Sub-Saharan Africa | 54.7% | 2024 | |
| 105 | Tajikistan | Europe & Central Asia | 54.5% | 2024 | |
| 106 | Mozambique | Sub-Saharan Africa | 54.4% | 2024 | |
| 107 | Mexico | Latin America & Caribbean | 53.0% | 2024 | |
| 108 | Liberia | Sub-Saharan Africa | 52.2% | 2024 | |
| 109 | Benin | Sub-Saharan Africa | 51.8% | 2024 | |
| 110 | Burkina Faso | Sub-Saharan Africa | 51.4% | 2024 | |
| 111 | Malawi | Sub-Saharan Africa | 50.4% | 2024 | |
| 112 | Philippines | East Asia & Pacific | 50.2% | 2024 | |
| 113 | Zimbabwe | Sub-Saharan Africa | 49.5% | 2024 | |
| 114 | Ethiopia | Sub-Saharan Africa | 48.8% | 2024 | |
| 115 | Myanmar | East Asia & Pacific | 47.8% | 2021 | |
| 116 | Jordan | Middle East, North Africa, Afghanistan & Pakistan | 46.5% | 2024 | |
| 117 | Albania | Europe & Central Asia | 46.1% | 2024 | |
| 118 | Comoros | Sub-Saharan Africa | 45.5% | 2024 | |
| 119 | Morocco | Middle East, North Africa, Afghanistan & Pakistan | 44.4% | 2024 | |
| 120 | El Salvador | Latin America & Caribbean | 43.4% | 2024 | |
| 121 | Bangladesh | South Asia | 43.3% | 2024 | |
| 122 | Egypt | Middle East, North Africa, Afghanistan & Pakistan | 43.1% | 2024 | |
| 123 | Honduras | Latin America & Caribbean | 42.4% | 2024 | |
| 124 | West Bank and Gaza | Middle East, North Africa, Afghanistan & Pakistan | 39.6% | 2024 | |
| 125 | Democratic Republic of the Congo | Sub-Saharan Africa | 39.2% | 2024 | |
| 126 | Cambodia | East Asia & Pacific | 39.0% | 2024 | |
| 127 | Sierra Leone | Sub-Saharan Africa | 38.6% | 2024 | |
| 128 | Guatemala | Latin America & Caribbean | 38.3% | 2024 | |
| 129 | The Gambia | Sub-Saharan Africa | 38.2% | 2024 | |
| 130 | Tunisia | Middle East, North Africa, Afghanistan & Pakistan | 37.8% | 2024 | |
| 131 | Laos | East Asia & Pacific | 37.7% | 2024 | |
| 132 | Guinea | Sub-Saharan Africa | 36.0% | 2024 | |
| 133 | Algeria | Middle East, North Africa, Afghanistan & Pakistan | 35.3% | 2024 | |
| 134 | Libya | Middle East, North Africa, Afghanistan & Pakistan | 33.1% | 2024 | |
| 135 | Iraq | Middle East, North Africa, Afghanistan & Pakistan | 30.2% | 2024 | |
| 136 | Mauritania | Sub-Saharan Africa | 27.3% | 2024 | |
| 137 | Pakistan | Middle East, North Africa, Afghanistan & Pakistan | 27.3% | 2024 | |
| 138 | Madagascar | Sub-Saharan Africa | 24.5% | 2024 | |
| 139 | Nicaragua | Latin America & Caribbean | 23.5% | 2024 | |
| 140 | Lebanon | Middle East, North Africa, Afghanistan & Pakistan | 23.0% | 2024 | |
| 141 | Chad | Sub-Saharan Africa | 20.9% | 2024 | |
| 142 | Niger | Sub-Saharan Africa | 14.8% | 2024 | |
| 143 | Yemen | Middle East, North Africa, Afghanistan & Pakistan | 11.9% | 2022 | |
| 144 | Afghanistan | Middle East, North Africa, Afghanistan & Pakistan | 9.7% | 2021 | |
| 145 | South Sudan | Sub-Saharan Africa | 5.8% | 2021 |
Source: World Bank, World Development Indicators (CC BY 4.0)Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+)